What Simonda and his wife gave was beyond Ximen Qing's control, which was innate, but this "wealth" could not be separated from Ximen Qing's personal efforts.
Although there is an element of inheriting family wealth, Ximen Qing's efforts the day after tomorrow should be the main element.
Why do you say that?
Who is Ximen Qing's father? He is just a businessman who sells medicinal materials widely in Sichuan. He accumulated a little wealth and opened a big pharmacy in Xianqian Street.
Ximen Qing is an only child, and Simon and his wife dote on him and leave him everything, so Ximen Qing has never read any books. He spends all day drinking Hua San in Liuxiang, Huajie Street, sleeping with prostitutes, meeting a group of friends who are fooling around and wandering around all day.
According to the general understanding, this is a typical black sheep.
The untimely death of Mr. and Mrs. Simonda provided convenience for Ximen Qing. It is natural that no one has to have sex, gamble or play football outside.
You can gamble and play football with your friends all day, and you don't have to ask your parents for leave. If this trend continues, you will lose your family business sooner or later.
But in fact? Ximen Qing has inexhaustible wealth, not because he inherited a lot of money, but because this guy is smart enough.
First, black and white take all, making money without conscience.
Ximen Qing put official debt, (that is, take public money to lend, act as a middleman, and earn some money. ) while doing the business of "pimping". Build a bridge between the government and the people and profit from it.
From this perspective, Ximen Qing is a shrewd businessman who can eat both black and white. In his eyes, nothing is impossible as a business.
During his tenure as deputy arraignment, he helped his master's evil servant Miao Qing get rid of the crime and got 620 pieces of silver.
He lent money to Zhi Li and Huang Si for 1,520 times, with a monthly interest rate of five cents, and indirectly divided up 30,000 incense, wax, silver and other materials of the imperial court.
After I married Li Pinger, I got two or three windfalls. Since it is a windfall, it is naturally ill-gotten gains.
Moreover, the father of son-in-law Chen Jingji was arrested, and the son-in-law came to Ximen Qing with his daughter-in-law, sister Simon and the crate. After 67 years in Ximen Qing, the property naturally belongs to Ximen Qing.
Simon da naturally didn't give him this ability, otherwise he wouldn't be a businessman selling medicinal materials. Ximen Qing's skills are all self-taught.
How can an ordinary rich boy be comfortable in the government and benefit the people? How can he do it without a clever mind?
At least from this perspective, Ximen Qing is at least an excellent "social butterfly".
Second, marry Bai.
Others spend money on marriage, and Ximen Qing gets rich by marriage. It is because of the wealth of two wives that the title of the first "Gao Fushuai" in Qinghe County, Ximen Qing has been stabilized and life has reached its peak.
Meng Yulou and Li Pinger, two "rich women" in Jin Ping Mei, are widows. For Ximen Qing, who is greedy for money and lustful, aesthetes and money can't live up to it. Such a good opportunity can't be missed.
So, after he and Pan Jinlian jointly killed Wu Dalang, he heard Sister Xue say, "The new widow is not only beautiful, but also a rich master. The key is a professional manager who has a business mind and understands management. "
Ximen Qing got the news, directly put aside the "first beauty" of Pan Jinlian, and finally married Meng Yulou back and became his third wife (if there were no Meng Yulou, the position of the third room would definitely be Pan Jinlian's).
So how much wealth did Meng Yulou bring to Ximen Qing?
The book was introduced by Sister Xue: There are two gold lacquer treadmills in Nanjing, four or five boxes of clothes for the four seasons, thousands of silver in hand, countless gold bracelets and silver cymbals, and two or three hundred barrels of fine cloth.
In order to marry Meng Yulou, Ximen Qing directly hired a dozen guards from the garrison to carry Meng Yulou's dowry (bed curtain, dowry box). Let's talk about this bed. Nanjing's gold-plated treadmill is worth 152 silver. There are two in Meng Yulou and one in Li Pinger.
Later, Ximen Qing's daughter, Sister Simon, got married, and Ximen Qing took a bed in Meng Yulou and married her daughter, Sister Simon.
If marrying Meng Yulou is the "God's help" of Ximen Qing's rich family, then marrying Li Pinger is a fortune from heaven, which suddenly pushed Ximen Qing's wealth to a climax.
Before Li Pinger went through the door, he transferred his property to Ximen Qing.
The first time, I gave 3200 yuan, half of which was used to save Hua Zixu. Secondly, there are four boxes of jade belts on the top of the hat, with python clothes and polyester rings. These books in the text are precious wealth.
The second time, Li Pinger himself took out five hundred and forty-two pieces of silver and gave his house to Ximen Qing in disguise.
For the third time, 30-40 kg of agarwood, 200 kg of ash, two cans of mercury and 80 kg of pepper were mixed, and then 382 taels of silver were sold.
This kind of pepper alone was a top spice in ancient times, and its value was comparable to that of gold. At the end of the Tang Dynasty, Yuan Zai, the prime minister, was robbed of his property, so he copied several thousand kilograms of peppers.
When Li Pinger married Simon's family, he hired five or six pairs of shoulder poles to carry them for four or five days. In ancient times, this "bar" was a porter, and two people were a pair of bars.
Third, smart business.
As a shrewd businessman, Ximen Qing seized every opportunity to make a fortune with his keen sense of smell.
Opening a pharmacy: inherit the family business and properly manage the pharmacy, and the ancestral business has not been abolished. The capital is 5200.
Pawnshop: After Li Pinger and I got married, we opened two more facades and a pawnshop with 2,200 silver. Pawnshop costs 22 thousand.
The ancient pawnshop was a well-deserved place of extortion. According to the book, Ximen Qing was given a mother-of-pearl gold lacquer marble screen, with a market valuation of 100, and the pawnbroker only needed 30 liang. Pawnshop business, in which profits can be seen.
The house in the pawnshop was bought by Li Pinger's ex-husband Hua Zixu for 282 yuan. Since Li Pinger married Ximen Qing, the house has naturally become Ximen Qing's asset.
Opening a wool shop: Huzhou businessman He Guaner has 520 silk threads to sell urgently, but Ximen Qing only spent 452 on them. Open two facades to sell goods, selling ten to two pieces of silver every day. Ximen Qing saw that this wool business had a great market, so he specially appointed the person in charge to purchase in Huzhou and started a long-term business. The capital is six thousand five hundred and twenty.
Open a silk shop: Open a silk shop in partnership with Joe's in-laws. The capital is fifty-two thousand.
Selling grain: The book says that it once sold 30,000 grains to Gaoyangguan. In the past, it was too expensive for the imperial court to transport grain to the border, so it called on powerful businessmen to sell grain to the soldiers and civilians at the border. How much food was sold, the court will issue a warehouse receipt as proof.
Selling salt: catch up with the government's warehouse receipt policy of changing salt (the index of buying and selling salt), and just changed 30 thousand salt. Through the convenience of Cai Zhuangyuan as a salt inspector, he distributed salt in advance and made ten times of huge profits.
Throughout the dynasties, salt was controlled by the central government and private sale was prohibited. Because the profit of salt is extremely high, some people in ancient times took risks to sell private salt. Once caught, it's either exile or beheading.
These three items are the main ways for Ximen Qing to get rich, especially the most direct and thorough way to marry Bai. However, it is not common to marry Bai, so it is the right way to make money and expand business by using the position of criminal name and doing serious business.
These serious businesses, under his superb operation, caused a great uproar. On the day when the silks and satins were spread out, the income was as high as 100. Today is no less than "double 1 1" and "6 18".
Before his death, Ximen Qing also started the royal antique business, invested twelve thousand silver and made twelve thousand.
If Ximen Qing hadn't died, it would have been a profitable business.
As a successful businessman, Ximen Qing lived in the late Ming society where the market economy was budding, and his success is worth learning from.
After careful analysis, there are three main points:
First, success lies in his accurate grasp of the market.
Book 77: Hanako said, "A guest outside the door has 500 bags of Wuxi rice, which is frozen in the river and waiting to be sold home. I thought my brother-in-law might as well buy it and wait for the price. " Ximen Qing said, "What do I want him to do for no reason? No one wants a frozen river yet, but when the ship comes to talk about it, the price drops even more. Now there is no money at home. "
Hanako believes that businessmen are eager to go home. At this time, it is a good opportunity to buy 500 packets of Wuxi rice cheaply. They can seize the opportunity to bargain and earn a high price difference.
However, Ximen Qing was not confused by superficial phenomena, and caught the point at once.
Merchants in Wuxi transported rice from Wuxi to Linqing for sale. In winter, the river froze and it was not sold out, indicating that the rice market in Wuxi was not good this year.
Moreover, I will send Wuxi new rice after the talk. Now that you bought this rice, you became old rice, and you couldn't sell it at a higher price, so Ximen Qing decided that it was a loss-making business.
If you are an ordinary person, most of you will be like a flower. It looks like a bargain at first sight. You must have picked it up in a hurry. When you found it in your hand, you found that you picked up a piece of "smelly shit".
Ximen Qing's shrewdness lies in this. He can thoroughly analyze the market situation in a few words without in-depth investigation.
Here it serves to show Ximen Qing's usual efforts.
Second, success lies in his profound understanding of trading rules.
Book 16: Ximen Qing spent the night in Li Pinger. Early in the morning, the servant came to report: "There are three Sichuan-Guangzhou businessmen at home, and there are many good goods to exchange with Uncle Fu. As long as you use a contract of one hundred and twenty taels of silver, you can find money in mid-August. "
Li Pinger advised Ximen Qing to mind his own business, but Ximen Qing said, "You don't know that thieves are slaves. He was late for the fair, and the goods were not delivered, so he went to the door to catch people. If he had been fast enough, he would have arrived long ago. " Manqinghe County, except my store is big and there are many deliveries. I'm not afraid that if I ask him, he won't come to me. "
In a few words, Ximen Qing's shrewdness was revealed. He knows the rules of the game of buying and selling too well and knows when the bargaining is the strongest.
Holding each other's seven inches in one hand, the other party had to give in.
Business and contract negotiations are so far, it depends on who takes the initiative. Whoever has the initiative will have the conditions to attack, and the passive party usually has to give in easily.
Here, Ximen Qing made good use of the word "procrastination" in the negotiations. The more anxious the other party sells, the more Ximen Qing drags on. Wait until the other party's patience is almost exhausted. Ximen Qing will come again, negotiate with the other party, and seize the opportunity to bargain.
This is Ximen Qing's best "psychological warfare" and the most common negotiation skill in business.
Third, success lies in his accurate grasp of the situation.
Volume 76: Ximen Qing tells Wu Yueniang that the head of the wool shop is taking the Xia Longxi family to Tokyo, and the wool shop is left unattended.
Wu Yueniang said, then shut down for a few days! But it was immediately rejected by Ximen Qing.
Ximen Qing said, "In recent years, the silk hair is fast. How can we close the store?" Later, Uncle Wu was asked to distribute and sell goods.
This is another bright spot of Ximen Qing. He knows when the market is best and won't miss any chance to make money. Even if he encounters difficulties, he can come up with solutions and seize the key season.
The same is true of people who do business now. The more they work overtime before and after the Chinese New Year, they would rather stay awake and start a business.
Especially on holidays, merchants would rather pay three times the salary. In particular, an Orient Express once offered a monthly salary of 1 10,000 to 20,000, and it was also necessary to start a business.
As a businessman, Ximen Qing's achievements are obvious to all.
Under his leadership, the family business has rapidly expanded from pharmacy to many violent industries such as pawn, silk wool shop, selling salt, grain, antiques and usury. It can be said that there is no profitable business that Ximen Qing does not do.
This is in line with the characteristics of businessmen, especially large enterprises, scrambling to open the "cross-border model" and madly seize the market.
This barbaric growth mode is not only an inevitable choice for market investment, but also a scientific way to balance risks. After all, it is the consensus of businessmen not to put eggs in one basket.