First of all, it's too expensive! ! ! Interest in the new edamame car is ridiculously high. It is said that a car with 1 00000 can be driven away, but you can calculate carefully how much interest you have paid in two or three years, and a car with100000 can pay back 30,000 to 40,000 interest.
For example, the price of a 4S shop, the new car manufacturer's guide price is 100000, and the actual price is 82000. There may be an interest-free and low-interest policy. After deducting your down payment, the actual loan amount is about 50,000 to 60,000.
The price of edamame is 100000, and I will give you a loan100000. You paid down 1 10,000, but actually borrowed 80,000 to 90,000. And the real interest rate is higher than the manufacturer's finance. Some salesmen will cheat you about how much you give each month. Didn't you earn that money yourself? Even if the currency depreciates, edamame is still expensive! I really need it. Why can't I wait for half a year, save some money and buy a car with a 20% down payment and a low interest rate at the manufacturer? There is always a car to buy.
The actual money you spent on buying a car in edamame is: down payment+monthly payment × month. Don't be fooled by some sales, saying that you gave money, plus the discount, your loan amount actually became lower. Many sales people like to use this routine to calculate money for you!
Secondly, the new edamame car is attached to the melon seeds used car. No one knows the origin of the car.
This mode of selling cars offline, such a large vehicle logistics, will it be patchwork and then sold? Only insiders know this.
Finally, the ownership of the car is not yours! ! !
Did you pay the down payment, the car or the new edamame car? If you only pay 10%, you can still buy a car in edamame after paying 30%, and the car is not your own. What are your plans? To put it bluntly, I usually use the car, and the driving license is not my own trouble. You can stand it. To put it bluntly, if there is any change in the edamame company, or if you have any problems with repayment, can you come and tow your car directly? If your car has a detour, but the name is not yours, the contract will not be mentioned. Which formal contract should not be stamped with a handprint in black and white?
I hope you can buy a car through formal channels, and don't let the money go to waste!