Which platform does Meituan borrow money from?

Meituan borrow money is a cash consumer credit product launched by the Meituan platform to users, so it belongs to Meituan Company. However, the lending funds are institutions that cooperate with the platform. In addition to Chongqing Sankuai Small Loan Company, there are also Jiangsu Kunshan Rural Commercial Bank Co., Ltd., Huzhou Bank, Jincheng Bank, Tianjin Bank Co., Ltd., and Wuhai Bank Co., Ltd. , Liuzhou Bank Co., Ltd., Jilin Yilian Bank Co., Ltd. In addition, the platform also cooperates with third-party credit service companies.

1. Financial platform actually refers to a structural arrangement for enterprises to obtain funds. For example, if many enterprises obtain the opportunity to be listed and traded on domestic or overseas stock markets, then this listed company can be the company's Financing/financial platform. An enterprise can adjust or create which subsidiary of the entire enterprise is the "financial platform company", as well as the "operation/production platform" and "research/development platform" through the holding relationship between the parent company and its subsidiaries. etc. In short, a financial platform is an independent enterprise deliberately designed by an enterprise in order to meet its own financing needs or investment needs. The main business of this enterprise (personnel knowledge structure, specific business content, registered scale and location, etc.) It is a professional company that is quite different from the enterprise's operation and production) and provides convenient conditions for the enterprise's overall capital needs or investment.

2. Meituan’s mission is to “help everyone eat better and live better.” As China's leading e-commerce platform for life services, the company owns well-known apps such as Meituan, Dianping, and Meituan Takeout, and its services cover catering, takeout, fresh food retail, taxi hailing, bicycle sharing, hotel travel, and movies. , leisure and entertainment and other more than 200 categories, with business covering 2,800 counties, districts and cities across the country. [3][4] Currently, Meituan’s strategy focuses on Food+Platform, and is building a multi-level technology service platform from the demand side to the supply side in the life service industry with “eating” as its core. At the same time, Meituan is working hard to build itself into a social enterprise, hoping to build smart cities and create innovative cities through in-depth cooperation with party and government departments, universities and research institutes, mainstream media, public welfare organizations, ecological partners, etc. good life. ?

3. On October 8, 2015, Dianping.com and Meituan jointly issued a statement announcing a strategic cooperation and the establishment of a new company. The new company will become China's leading platform in the O2O field. After the merger, the personnel structure of both parties will remain unchanged, and their respective brands and businesses will be retained to operate independently. The new company will implement a Co-CEO system. Meituan CEO Wang Xing and Dianping CEO Zhang Tao will serve as co-CEOs and co-chairmen at the same time. Major decisions will be completed at the co-CEO and board of directors levels. The new company is valued at more than 15 billion US dollars. This transaction received strong support from shareholders of both parties, including Alibaba, Tencent, and Sequoia. China Renaissance Capital served as the exclusive financial advisor to both parties in this transaction. Is it reliable to borrow money from Meituan?

Meituan is very reliable in borrowing money, but it is not recommended that users take the initiative to do so. The reason is actually very simple. Although Meituan Lending is a formal lending platform, it is also endorsed by Meituan. But this type of product is an online loan product after all. Although the threshold of online loan products is not high, the interest rate is very high, which will seriously affect a person's financial status and even directly destroy a person's financial balance. To a certain extent, applying for an online loan will only put a person into a vicious cycle.

1. Meituan’s lending is very formal and reliable. Currently, the online loan products on the market are basically very formal, because informal online loan products have been rectified. If we look at it from the perspective of financial security, Meituan is indeed reliable in borrowing money. I looked at the loan information of Meituan Borrowing on the Internet. Meituan Borrowing is actually a loan supermarket. You can also understand it as a third-party loan platform. Many loan products here have very high interest rates, some reaching 30%.

2. I do not recommend applying for a loan from Meituan. After all, Meituan’s loan is a credit product, and this type of credit product is generally applicable to consumer loans. For many users, some people's personal credit situation is not good, so they have no way to apply for bank loans and have no choice but to apply for such online loans. But we think on the other hand, if we apply for such online loans frequently, our personal credit situation will only get worse and worse, and our financial situation will also become worse.

I used several small loan products for business turnover needs before. In fact, each small loan platform has an internal application entrance, with low interest rates, easy disbursement, and high credit limit! Scan the QR code below to enter! What is Meituan loan?

It is understood that Meituan Borrowing Money is a personal consumption loan operated by Chongqing Sankuai Small Loan Co., Ltd. In addition, Meituan also has a Meituan loan open to merchants. Business loan. At present, the maximum amount that can be applied for for Meituan’s living expenses is 200,000, and the use period can be divided into up to 12 months. Its borrowing interest is also relatively conscientious, similar to Jiebei and Weilidai, with daily interest rates ranging from 0.02% to 0.05% ( The specific interest rate shall be based on the actual interest rate at the time of borrowing). The better the borrower's qualifications, the lower the loan interest rate that can be obtained.

Is it easy to borrow money from Meituan? How long does it take to review a loan from Meituan?

According to market feedback, Meituan’s loan approval rate is relatively high. User groups who are over 18 years old, frequently use Meituan and have good credit reports can submit applications. During the application process You also need to provide the required information such as identity authentication, contact person, credit authorization and Meituan account verification. In addition, Meituan will check the credit score instantly when submitting the application. The credit score is also checked for loans. Users who successfully place the loan must remember to repay on time. The entire process of opening is automatically approved by the system. There is basically no call back. The approval results are available very quickly. If there is a quota and cash can be withdrawn, it usually arrives within seconds.