1. Take both credit cards and savings cards with you when traveling to Thailand, and it must be UnionPay cards.

2. Credit cards are more suitable for shopping in supermarkets and shopping malls (it will be safer). If you need to withdraw cash or exchange Thai baht, savings cards will be more secure.

3. savings card. In Thailand, all UnionPay cards can be Exchanged for Thai baht locally. The exchange methods are as follows:

(1) special exchange shops (small shops that say Exchange, but relatively speaking, it will still be higher than the normal international exchange rate);

(2) There are many self-service ATMs in the street, but the UnionPay logo is required. Basically, the exchange rate of green stores or ATMs is the most cost-effective, and it is recommended not to exchange at the airport, because the exchange rate will be very uneconomical.

however, it should be noted that if you exchange money locally in Thailand by using a local cash machine or through a local bank, you will have to charge a handling fee (both local banks in Thailand and card-issuing banks in China will charge a handling fee separately), which generally varies from RMB 1-2 yuan each time, depending on the charging methods of major banks. It is suggested to apply for a Huaxia Bank Business Travel Card as an emergency backup. This card can be withdrawn and exchanged once a day at home and abroad, which means that the card can be exchanged once a day in Thailand without the handling fee of the issuing bank, and only the handling fee of the local teller machine in Thailand is charged (about RMB6-1 yuan).

4. credit card. Credit card is used for credit card consumption. This year, Bank of China launched a free credit card, which has the same function (that is, the foreign exchange fee is reduced, but the total number of times is limited), and it is chip-based. This kind of card will be relatively safe in consumption abroad, because the bar code card has been proved to be deciphered by some criminal groups abroad, so try to use the chip card for safety. In addition, you can use this card if you have a UnionPay card reader in most regular large supermarkets or hotels and restaurants. If the exchange rate is traded in real time, the points will be doubled, and the handling fee will be discounted. Recently, there will be cash return activities (there will be different preferential stages at different times, so it is recommended to call the Bank of China to inquire).

Therefore, parents are advised to prepare some cash, a credit card and a savings card for travel.