Meituan's monthly payment is suitable for shopping first and then paying. The interest-free period of credit card can be up to 38 days, and it can be divided into 3, 6 and 12 installments to repay, which can reduce the pressure on users' assets. After the monthly payment of Meituan is enabled, it can enjoy the benefits that Meituan enjoys vip. For example, there are take-away coupons, and there is no need to spend money in the early stage. In the middle and late stage, the membership fee will be deducted according to the use of big red envelopes.

2. Disadvantages of Meituan's monthly payment

The amount of Meituan's monthly payment is very low, and most users apply for 3 yuan's quota, only for ordering takeout or selecting things for Meituan. Meituan's monthly payment can only be paid online on Meituan APP, and it can't be paid by QR code or consumed in stores. The application scenario is very limited.

Meituan Monthly Payment is a credit payment product under Meituan Finance. Users who open Meituan's monthly payment can use the credit line granted by Meituan's monthly payment to complete the payment when spending in Meituan's App, whether it is group food, ordering takeout, staying in a hotel, traveling, cycling, taking a taxi or buying food, and then make unified repayment on the 8th of next month, with the longest interest-free period of 38 days.

according to the official data of meituan, meituan monthly payment, as a consumer financial tool, has an obvious driving effect on local life consumption: after the opening of meituan monthly payment, the order volume of local life consumption such as catering, leisure and entertainment increased by over 2% on average, and the transaction amount increased by over 15% on average. If consumers want to use Meituan's monthly payment, they can apply for opening through the "wallet" entrance in Meituan App and click "Monthly Payment". After opening, if you don't want to use it, you can turn it off at any time in Meituan App.

this service is mainly used in meituan, meituan takeaway, meituan grocery shopping, meituan bicycle and other apps.

when the "enjoy first and pay later" service is launched, the members of Meituan Takeaway will be offered Meituan monthly payment at the same time, so as to realize payment after service. Meituan's customer service said that users can enjoy Meituan's exclusive membership rights in yuan first, and pay according to the preferential treatment after the membership expires, and the monthly payment of Meituan cannot be closed during the validity period of the membership.