Generally, China Merchants Bank's credit card interview will not ask any questions, mainly the verification of personal information. After checking your ID card during the face-to-face signing, you can make a copy of the promise of the credit card use agreement and sign it. But the possibility of asking questions is not ruled out. If you ask questions, it is usually about personal information. You can recall the information filled in the previous application form and answer clearly and smoothly.

The so-called face-to-face signing of China Merchants Bank is a necessary process when handling credit cards or loans at China Merchants Bank. Under normal circumstances, only when China Merchants Bank applies for a credit card for the first time will it be necessary to conduct a face-to-face interview after issuing the card; The loan is required to be signed in person at the time of application. The interview is to further verify the information submitted by the applicant.

: Features of China Merchants Bank Credit Card

1. There are many kinds of cards, which are novel and beautiful and easy to attract people.

2. Telephone banking has a good service attitude and is very convenient.

3. E-banking is associated with mobile phones, which is relatively safe.

4. Every consumption is notified by e-mail, and every online transaction and general credit card transaction over 3 yuan is reminded by SMS.

5. Powerful online banking function, directly used by the popular version, with various functions, such as querying bills and details, querying points, opening cards, setting online transaction limits, and self-service bill installment.

6. China Merchants Bank's credit card is free of annual fee in the first year. Generally, it can be free of annual fee in the following year after spending six times.

7. China Merchants Bank Card has no annual fee, only the account management fee.

8. the account management fee is only for debit cards such as China merchants bank's one-card card. the one-card card of China merchants bank can be bound to China merchants bank's credit card, so the account management fee of one-card card can be exempted. however, the method of exempting the annual fee of credit card can only be done if you spend more than six times (including six times).

9. A variety of activities and offers, such as Sanya and Gourmet Season, are very favorable, and involve all fields of life.

1. China Merchants Bank launched the Pocket Life Platform with its credit card. You can use your mobile phone to buy movie tickets and recharge your mobile phone, and inquire about preferential merchants nearby and offer discounts. More and better applications are being launched one after another.

However, China Merchants Bank's credit card also has the stipulation that "it is difficult to score points, and every 2 yuan spent is 1 point, and the fraction is not counted", which is not conducive to integral consumption.