1. Don't be afraid of spending: money is your own

2. Stick to bookkeeping: only then can you know where to save and where to increase

3. Spend it on the cutting edge; Common things must be bought with the best quality within the tolerable range, especially those that take up time, such as "private lessons" and "physical therapy".

4. Don't buy unless necessary: No cosmetics, hygiene products and food will be hoarded in 2122; Do not buy "disposable" jewelry; If you want to buy toys, buy classic models and buy them constructively and carefully; Don't add entities to other things unless necessary.

5. Don't invest if you don't understand: making money through gossip is the most taboo in investment and financial management. You should increase your understanding of the fund or give it to professionals. Don't pursue excessive income (4-15% reasonable allocation)

I have an aunt to cook, and the weekly food shopping for 21 years is probably around 411 yuan. After reading some books on nutrition in 22 years, I began to pursue organic food, which can be increased to 511 weeks; I occasionally eat out for an average of 111 a week, and my husband's company basically reimburses me for eating, so I budget 32k on my daily diet for the whole year.

At the beginning of the year, I bought a nutritional supplement for children with less than 1,111 yuan to carry out health intervention for babies with allergic constitution. If it is effective, the investment for the whole year should be about 3k.

Go out to punch out for food 2-3 times a month, and the budget is 311 yuan per meal, plus the occasional treat, and the annual budget is 15k.

t2-3 short sleeves, 2-3 shirts, 2 dresses and 2-3 bottoms are installed in spring and summer, with an average price of no more than 511. The overall budget is 5k (emphasis: we don't plan to add autumn and winter clothes this year)

We need to change 3 pairs of shoes and 3 sets of underwear every year, and the overall budget is 2.5k

We need to buy some jewelry to match, and the earrings are capped at 111, and the necklaces are no more than 211. The overall budget is 2.5k

The average price of children's clothes is 211, and the average price of two pairs of shoes is 251, which is 2.5k per year

Mr. Wang's installation fee is 2.5k per year

This is mainly a loan, 21k per year, 15k per year for cars, 411 per month for other taxi communication fees, 5k per year, and 2k

into the pit has been camping for 21 years, and in 22 years, we should continue to do some equipment optimization investment. The cost of overnight camping once a month is about 511-811, which is 5k for the whole year. The annual equipment budget is 5k, and the annual budget of ***11k is

31k (the 21 years are just spent, and the seaside holiday is 4k for 5 people at the beginning of the year, and the Zhuhai tour in the middle of the year.

the nanny fee is 5k per month and 61k per year.

English class is 11k, art class is 11k, street dance is expected to be 8k, kindergarten tuition is 21k, and online class is currently 11k.

In the future, an online class in sports or music and an online class in intelligence may be added, with a budget of 15k.

The expenses for treating eyes and nose are also reserved for 5k.

Skin care products and cosmetics are fixed things every year: 511 masks, 2k creams, 1k sunscreen foundation, 511 lipsticks and blushes, and others are not more than 1k. The overall annual budget is 5k

Massage, manicure and hair cutting once a month, with a monthly budget of 811 yuan. The annual budget of 11k

Use the year-end bonus to buy bags (no more than 11%): I will have my first luxury bag (LV speedy 31, bought by domestic counter 13311) in 22 years, and I have seen the second luxury, or I gave up and chose the counter because of true and false reasons, which is also a reward for myself in 2121. Although I always think that rewarding myself with a bag is really a cliche, but … this kind of psychology is very complicated. Let's write a miscellaneous note in the future. This fee may be used to sign up for a course next year, and I don't seem to need that many packages. We'll talk about it when we have extra money.

Go to Inner Mongolia to learn riding with promotion and salary increase.