On a regular basis, according to a netizen's sharing, I borrowed 32,000 yuan from Doudou Money, divided into 9 installments, and the monthly repayment amount was 4 109. 16 yuan. Then it can be calculated that the total repayment amount is 4109.16 * 9 = 36,982.44 yuan, the total repayment interest is 36,982-32,000 = 4,982 yuan, and the annual interest rate is 4,982/32,000 ≈15.6%. (Note: Guarantee fee is not included)

Suppose the annual interest rate is 15.6%, the loan is 10000 yuan, and the one-time repayment interest is10000 *15.6% =1560 yuan. If the repayment method is equal principal and interest, the total interest is 865 yuan. If the repayment method is based on the average capital, the total interest is 865 yuan.

Of course, everyone's situation is different, and the presentation on the page will be different. Not all users have an annual interest rate of 15.6%, subject to the final approval result. According to the official answer, the annualized interest rate will not exceed 36%. If there is any unreasonable situation after approval, you can contact the platform in time.

If there is a demand for capital turnover, we recommend you to use Qianhua, a credit service brand under Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" in June 2065438+08). Big brands are reliable, with low interest rates and trustworthy. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%

I know many small loan companies. Generally speaking, Baidu has the highest pass rate. The credit line is the highest. Nothing gave me a credit line of 9.5W My colleague directly approved a credit line of 18W.

To spend money (member-only channel), click online measurement.

Special attention: withdraw cash in full as soon as possible after the quota is issued, because risk control is dynamic.

It's best to put forward all the suggestions on demand. The risk control system will mistakenly think that you don't need this fund, which will lead to the failure of withdrawal. At least 60% is safer. Support early settlement of repayment after the first installment.

If the money spent is not enough or there is no limit, it is recommended to try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict!

360 IOUs, with a maximum loan of 200,000!

Click online measurement

Staging music can be borrowed up to 50 thousand!

Click online measurement