The same is true of financial management. We are not afraid of making mistakes. What we are afraid of is not knowing that we have made a mistake, or that if we have made a mistake, we will not change it. Before marriage, everyone has little experience in family financial management, and is still in the exploratory stage, which is easy to misunderstand. Therefore, we need to reflect and summarize our own financial management methods from time to time, and make continuous progress and improvement to better preserve and increase the value of family assets.

2. Understand the family's assets and liabilities.

We often say, "take care of your position". If you have the financial strength of your family, you should do something practical for it. But without adequate preparation, it is often impossible to achieve great things. Therefore, the financial planner believes that before the family invests in financial management, the financial right holder should fully understand the family's assets and liabilities, be aware of it, and communicate and discuss with the other half in time.

3. Master the details of household income and expenditure

In the process of financial management, we must master the details of family income and expenditure. Only by knowing everything about income and expenditure can family finance be clearer and more organized, investment activities can be better carried out and family income can be improved. In order to better grasp the details of household income and expenditure, we must develop the good habit of keeping accounts at ordinary times.

4. Make investing in wealth management products a habit.

After getting paid, many people's habit is to deposit it in the bank and take it out when necessary. In fact, it is unwise to do so. At present, the income of many wealth management products far exceeds that of banks. Instead of putting money in the bank, it is better to invest in some wealth management products with stable income and moderate risk. Whale treasure, for example, has an annualized rate of return of over 6%, a low starting point for investment and high liquidity, and can be taken as soon as it is invested.

We often say that details determine success or failure, and many times, it is true. Why did the Qianli levee collapse? Probably just because I didn't notice that there was a small ant nest on the dam at first. After the ant colony grew and the ant nest expanded, the originally solid dam could not escape the fate of collapse.