there is a handling fee when merchants collect money by QR code. There is no handling fee for withdrawing the merchant code (provided that you withdraw the money you charged), while there is a handling fee for withdrawing the personal code, which is generally ,1%. For small merchants, it may cost tens of dollars, but for medium and large merchants, this withdrawal fee is not a small amount. The unified rate of WeChat to merchants is ,6%, that is to say, if the merchants exceed the free withdrawal amount, they will be charged a handling fee at the rate of ,6%. Although we don't need to pay the handling fee when we use the personal code to collect money, the merchants need to pay a certain withdrawal handling fee at the moment of withdrawal.

In addition, after opening merchants to collect money, customers can choose more payment methods when scanning the code, such as credit cards and flower buds (to settle in word of mouth), and merchants settle in Alipay. After the store is successfully put on shelves, users can search for nearby merchants (including your store information) by opening Alipay-word of mouth-food (store), which has another advertising effect. Not only that, there is also a data retention function, which can save all customer consumption records, and then merchants can use this information to engage in some targeted marketing activities. Alipay company stipulates that individuals who have not signed a contract with Alipay or service providers will be charged for the transfer and withdrawal of the proceeds from scanning code payment. After the opening of the "Alipay Merchant Collection Code", merchants, vendors and other vendors sign up as merchants, no matter whether they pay in person or Alipay, there is no charge for cash withdrawal.

finally, as of March 4, 219, there is no need to charge the merchants a handling fee, because according to the relevant contents in the AliPay Collection Code Agreement, before March 31, 221, there is no need to charge the collection code service fee for debit card collection. Please refer to Alipay Collection Code Agreement for details. Second, your rights and obligations. There is a handling fee for Alipay merchants' receipt code, which is usually ,55% of the receipt amount. However, in the next month, Alipay officials will subsidize the merchants with a handling fee of ,2%, which means that when using the merchant receipt code to collect money, the actual handling fee rate is ,35%. That is, to collect money from 1 yuan, you need to deduct 3, 5 yuan. The collection code is for individuals, individual industrial and commercial households and enterprises, and the collection code is mainly for individuals. The collection code has a wider range of objects than the collection code, and the collection code can be opened by everyone.