Generally, the audit of many financial institutions takes 1 to 3 working days. If the audit fails for a long time, you can call the customer service hotline for consultation. After the subsequent approval, the platform will lend money, and then the borrower can repay the arrears according to the contract. In the process of repayment, we must be on time and there can be no overdue situation.
Loans overdue handled by users will generate penalty interest, and the longer the time, the more penalty interest. And the platform will collect after the deadline. The common collection method is to call the borrower and will always urge the user to return it. It is worth noting that collection may affect the normal life of individuals.
In order to avoid not being able to repay on time, users must measure their repayment ability when handling loans and know what kind of income they use to repay. If the personal income is relatively high, you can rest assured that you can borrow money at this time. If the income is relatively small, it is necessary to handle it cautiously at this time.
When applying for a loan online, the amount is relatively small. When the loan amount is large, it is best for users to apply for a loan through a bank, because a lower loan interest rate can be obtained through bank loans, and the burden of subsequent repayment is lighter. However, it takes more time to apply for a loan through a bank, which is very inappropriate for users who need money badly.
Version information: Take 7.3.3.2 Juduoduo, Apple13 (iOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.
How long does it take for the cooperation agency to audit?
It takes about 3 days for the general cooperative organization to review. Of course, some users have good credit qualifications, so the system will give priority to these users, and the review time of these users will be shorter.
Legal basis:
People's Republic of China (PRC) Administrative Licensing Law
Forty-second in addition to the decision on administrative license can be made on the spot, the administrative organ shall make a decision on administrative license within twenty days from the date of accepting the application for administrative license. If a decision cannot be made within twenty days, it may be extended for ten days with the approval of the person in charge of the administrative organ, and the applicant shall be informed of the reasons for the extension. However, if laws and regulations provide otherwise, such provisions shall prevail.
Article 26 The administrative license shall be handled in a unified, joint or centralized manner, and the processing time shall not exceed 45 days. If it cannot be completed within 15 days, it may be extended by 15 days with the approval of the person in charge of the people's government at the corresponding level, and the applicant shall be informed of the reasons for the extension.
How long does it take for the orange cooperative organization to audit?
Generally, it takes 3 working days to review the cooperative institutions with more citrus. Users with good credit qualifications will have a shorter review time, and users with average or poor credit qualifications will need 3 working days. If this time is exceeded, users are advised to contact Citrus Duoduo customer service.
Tangduoduo is a loan product operated by Beijing Orange Staging E-Commerce Co., Ltd. The application conditions for applying for Tangduoduo are: 23-50 years old, good credit information and big data, and stable work income. In the application process, you need to provide identity authentication, face recognition, personal basic information, work information, contact person, address book, operator and other information authentication. I may get a phone call back when I apply for the first time, and most of them don't.
The maximum amount you can apply for more oranges is 50,000 yuan, the general loan amount is between 3000- 10000 yuan, and the longest service period can reach 12 months. The amount of oranges will be divided into loan amount and shopping amount, and users can choose according to their own situation.
In addition, there are many complicated employers, so many users have different matching investors, such as CITIC Finance. If the user's fund is CITIC Finance and overdue, it will definitely have a negative impact on personal credit. Therefore, it is better for everyone to repay in full and on time after using the orange quota.
Version information: Take Duoduo 3.0. 1 version, Apple13 (iOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.