After you swipe your card at a brick-and-mortar store, you'll be given a small receipt. If it's an online transaction, you can check the transaction record in the UnionPay back office. You will see a 15-digit merchant number, and this 15-digit number is the credit card merchant number.
1-3, three: machine bank code;
4-7, four: for the consumption of regional administrative code, basically the same as the first four of the phone number, can be to the city.
8-11 bits, four: very most important! Merchant type code! This code is directly related to your credit card has no points.
For example, the common 5311 department store 5411 supermarket 5998 is wholesale, 5998 because the bank returns low profit, generally do not points. There are also merchants who use it illegally in order to reduce the cost of card swiping, and may apply for a 5998 type of merchant even though they sell clothes.
There are also: 4814 Telecommunications, 5732 Home Appliances, 5311 Department Stores, 5912 Pharmacies, 5411 Supermarkets, 5812 Restaurants, 5813 Hotels, 5611 Shoe Stores, 5734 Computer Software Stores, 5999 General and Specialty Retail Stores, 5691 Men's and Women's Clothing Stores, 5451 Dairy Stores, 5993 Cigar Stores, 5942 Bookstores, 5813 Drinking Places, 5912 Drug Stores, 5941 Sporting Goods Stores, 5722 Household Appliance Stores, and more.
And it's the merchant's right to apply for what industry, and many storefronts may also apply for a 5311 type of merchant account.
12-15 digits, four digits: the role is unknown, roughly the merchant's running number.
Credit card merchant number query method
2. Click on the menu bar check for check transaction .
3. Enter the credit card number and cell phone number to get the verification code; (Note: The cell phone number is only used to receive verification code SMS, and does not need to be tied to the card cell phone number.
4. Select the date you want to check the transaction statement and enter the detailed transaction amount (the transaction amount must be exactly the same), and then submit.
5. The system displays the detailed transaction information.
Now friends know how to check the credit card merchant number, right? Interested friends can pay attention to the UnionPay to try.