Consultation content: I am a rural hukou, 41 years old, and I have worked in Guangzhou for nearly ten years. I have changed several private enterprises, and I am still a middle-level manager. However, none of these enterprises have bought social security for me. I just changed a company and said that they would help me buy it, but it is included in my salary, that is, I will deduct 611 yuan from my salary every month to buy social security. Excuse me, in my case, do I want to buy social security? What should I do if the company has not bought social security for many years? Consultation User: AZ (Guangzhou) Expert Answer: Tang Yizhi, Ping An Life Insurance Company of China, Guangzhou First of all, the payment method of social security is determined according to the average salary of employees in the local area. For example, the average salary in Guangzhou is 2511, so you need to pay 21% of 2511 every month, that is, 511. If there is a company that is responsible for 61% of this 21%, it is 311, and you are responsible for 41%, that is, 211. If you want to pay 611, it is estimated that the company will not help you bear it, but you will bear it all. However, it is still good to buy social security, and you can also consider buying it together with commercial insurance. The two can complement each other. That is, there is no commercial insurance for social security, and there is no social security held by merchants. In this way, the protection is comprehensive. Of course, Guangzhou Zhonghong Life Long Zhiping will buy social security, which is the most basic guarantee for our life! ~ 611 a year. I don't know what to buy! ~ ~ There are many items in the social security. I didn't ask you to pay more if I bought them all! ~ ~ The most important thing is that you have to figure out what you have covered first! Hello, Tan Xiaoling of Guangzhou Sino-German Allianz! If you plan to stay in Guangzhou in the future, if the company is willing to help you buy social security, of course, because the enterprise will help you bear part of it, which is more cost-effective than buying it yourself. If you leave Guangzhou in the future, think about it, because the current social security medical insurance can not be used in different places. Wang Xuewen, AIA Guangzhou, I wonder if your company has signed a labor contract with you. If so, your company is obliged to buy it for you, and the company will pay 61%. If the company is willing to help you buy it, you must buy it. After all, it is a national welfare. Moreover, the social security system is constantly improving and can be transferred in the future. If it's all personal responsibility, it depends on your financial ability. Guangzhou AIA Gao Libin social security is a kind of welfare given by the state to citizens. If you have the opportunity, you must participate. It is suggested that it is necessary to start buying continuously at your age, so that you can give yourself more protection! At the same time, please check whether the existing personal protection is complete. If it is not enough, please consider it as comprehensively as possible within the scope of economic permission! Guangzhou AIA Wei Xin If you want to develop in Guangzhou for a long time (beyond 2115), it is still possible to have social security and medical insurance, which can at least provide us with basic old-age security and medical care. With social security, medical insurance is not comprehensive, and commercial insurance is needed to supplement it.