How many people are in debt due to an epidemic, and how many people are in debt due to an epidemic, and when will it get better?

According to the current anti-epidemic approach, I'm afraid that it can only make more and more people in debt, and it will never get better, unless the epidemic automatically disappears or a new special drug is developed.

February 2020, the country closed the city, we also closed the city for 45 days, which is a month for the self-employed and workers is the black, the whole 45 days no income, but have to face the rent, mortgage, living expenses, and the closure of the city during the price of goods. The price of goods during the period of city closure is not generally expensive. After 45 days of sealing the city, coupled with the impact of the epidemic, the economy was depressed after the unsealing, causing many people to lose their jobs. But this is just the beginning.

Just four months after the closure, at the end of July 2020, our local city was closed again because of the epidemic, and this time for another 40 days, the whole city pressed the pause button again, resulting in individual merchants, small businesses, and small stalls were all shut down, for a city that has no industry to support, and the majority of people rely on part-time work, do individual, is undoubtedly a disaster.

Unsealed after the depression, the government in order to stimulate consumption, for each family of three issued consumption vouchers of 100 yuan for individual households to issue epidemic subsidies of 500 yuan, but this is more than two months a year closed to the city, bear the high rent of the individual households, it is a drop in the bucket, can not play any role in the biannual vaccination of the new crown after the end of the heart of the sigh of relief, thinking that the vaccine should be okay, the next vaccination should be a good thing, the city is not a good thing. The first thing you need to do is to get your hands on a new pair of shoes or boots.

However, in October 2021, the epidemic struck again, and again closed the city for 40 days, and restaurants, entertainment venues closed for two months, which is a huge loss for a city, and for the ordinary people, less than two years, three times 120 days of closure, is undoubtedly a disaster.

Xiao Ma, 80 after the wife is unemployed, two children, a high school, a junior high school, a monthly mortgage of 3,600 yuan, parents are nearly eighty years old, farmers.

At the end of 2019, Xiao Ma saw the tourism industry in the past two years is hot, around a lot of friends running tourism have earned money, so the loan of 650,000 yuan, bought two tour buses, dependent on the tourism company, before and after the investment of more than 1.1 million yuan, ready to do a big job, but the sky is the wind and clouds, to 2020 February, Wuhan epidemic across the country to seal the city, a sudden epidemic, disrupting all of his The cause has not yet begun to fall into the trough, half a year without tours, the tourist attractions are also half-open and half-sealed state, just half a year, the horse can not carry, two cars to 700,000 low price out, as much as the loss of 280,000 yuan.

Turning to 2020, the government's development of tourism, through a variety of publicity, the mainland tourists continue to influx of local, the horse and began to regret the car sold, and thinking of buying a car to run the tour, so the East borrowed, and invested 780,000 to buy two tour buses, 2020, the first six months of 2020, due to the large number of tourists influx of the local, the horse's business is booming, and every day to receive the group! , daily income of two cars in about two thousand dollars, but the good times are not long, just run more than three months, to August when the neighboring city epidemic, affecting the tourism industry in the entire province, but can barely maintain the cost, not to lose money, who knows to October, the local epidemic again, the whole city blockade, the whole city once again pressed the pause button, now although it has been unlocked, but the winter over the season of tourism, coupled with the government's Strict anti-epidemic policy, his two cars back loans, but can only stop transportation. The two epidemics have left the horse in debt, and now the two cars are all out of commission, and the monthly mortgage, living expenses are dependent on a set of credit cards to survive.

In the words of the young man, he can't see where the hope is, and he doesn't know what to do. The first thing you need to do is to get your hands on a new car, and you'll be able to get it back. I'm not sure what I'm talking about. Even if the operation again or change the business, who will guarantee that next month will not be another epidemic? When he said this, from his bloodshot eyes to see the full of helplessness and confusion.

Xiao Wang, the same 80 after the transfer of a 260-square-meter restaurant in September 2021, an investment of 1.1 million yuan, began his entrepreneurial road. Monthly rent of 20,000 yuan, the average daily rent plus utilities, property costs, labor wages, etc., every day, an eye open more than 2,000 yuan in expenses, the restaurant just opened, business is not bad, Wang calculated, according to the opening of that period of time turnover, he more than a year on the point of cost recovery, but, so he did not expect, just 20 days less than the business in October, the epidemic attacked, once again closed to the city, closed to the city of 40 days. After 40 days, other business places to unseal, and for him this large-scale catering and entertainment venues have been postponed to two months before opening, two months, so that Wang loss of more than 100,000 yuan.

Originally thought that after the unsealing, may be good, business will return to the state of the opening, but the fact is that he thought too much, after the unsealing of the small city, the whole street can not see the people, people less than two years of time to experience nearly four months of sealing the city, there is no consumer spending power, and in the face of all kinds of uncertainty in their lives, people have begun to rationalize the consumption of all walks of life have fallen into a recession, and the city has a large number of people in the city. For a city without industrial support, the economy is undoubtedly caught in a dead cycle, and Wang has to face more than two thousand dollars a day in expenditure, he had to layoffs, waiters from the original 12, cut to the current 5, but still not enough to make ends meet, every day, a loss of nearly a thousand dollars, the worst day, his turnover of only 120 yuan.

Now Wang does not know whether to continue or stop business? To continue, but he has not insisted on the capital, after all, every day to lose nearly a thousand dollars, to stop the business, which is his entire family and blood, but also his only hope of going ashore. In the words of Wang, a family's life is all pressed on this, with the current business situation, he insisted on a month at most, if there is no upturn, next month waiting for him may be fully overdue.

Conclusion: two years of time, the epidemic ravaged, affecting all walks of life, and the epidemic came, closed the city, affecting people's lives, not closed, can not control the epidemic, like the small horse, small Wang such a story staged in various cities in all walks of life, and asked the friends around them, all feel that life can not see hope, do not know how their own tomorrow will be? Not like before, this year planning for next year, as if next year will be rich, although it is still a year worse than a year, but at least every day to live in hope, but the lingering haze of the epidemic, and now it is y branded in everyone's heart, so that everyone living in fear, fear and trepidation, I do not know whether tomorrow will be closed to the city, they will be unemployed because of the epidemic, and I hope that the epidemic can recede as soon as possible, but also hope that the country can be early! I hope that the epidemic will recede soon, and I also hope that the country can develop a special medicine soon! Otherwise, the number of people overdue for debt will only increase.

A lot of people are eating old money, and it's okay to have savings, but what if you don't have savings to survive? Overspending, using credit cards, using Alipay chanting, all kinds of platforms, slowly can't make ends meet, resulting in more and more debt, which is part of the work of the crowd.

There are also most of the middle-income, in doing small business, all kinds of policy impact, there are epidemics to cooperate with the state shutdown, but this is the economic loss will have to be borne by their own, by the impact of the environment, the small business has been the cold, but also can not support the borrowing to maintain, long time down is certainly also a lot of debt.

There is also a part of the speculators, gambling, playing the lottery stock speculation futures, slowly will be caught in this cycle, a lot of small businesses closed down, everyone is not good to find a job, such as the service industry, generally can be given to the 3000 or so a month, but now this kind of price living standards, can think of three thousand how can it be, with is on the borrowing ah, the accumulation of a small number of final debt.

Why this year will be more and more, I think it is also because of the cumulative problems in the past few years all of a sudden outbreak it, the first few years of the bank to see people on the issuance of credit cards, high credit limit, the Internet loan developed, the young people overspending, the environment of the rising prices, the increase in the cost of rent, the salary is too low, not enough money to spend how to do? Can only borrow, a sudden emergency did not have savings how to do, and is borrowed, which leads to this year, we can obviously feel the increase in indebtedness, my friends around me, there are not a few easy, mortgage, car loans, children tutorial costs increase, a variety of learning, all Alexandria, on the two in January, that salary, even their own is not enough, every month to old people to subsidize, I think this is the status quo of the current 80.90 post I think this is now the status quo of the 80.90 after the bar. The previous generation is even more difficult, the elderly support, mid-life crisis, can not imagine how the day after the day does not work will collapse.