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Is the Shanghai medical insurance card universal for the whole family?
The so-called medical insurance card is used by the whole family, only in pharmacies, but it can only be used by yourself if you are hospitalized.

Pension, unemployment, work injury, only for my use.

Maternity insurance. If you are a man and your lover has no social security, you can apply for maternity insurance.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.