how should Chinese gourmets choose their financial products? What does the concept of demarcation premium commonly used in games mean? Let's follow Xiaobian to learn more about it!

financial product selection recommendation for Chinese gourmets

Comparative introduction of income (demarcation premium calculation)

Firstly, the concept of demarcation premium is introduced: two financial products with different purchase prices and unit prices have equal profits at a certain premium, which is called demarcation premium. When the hanging premium is above the demarcation premium, the higher unit price makes more money, and when it is below the demarcation premium, the lower unit price makes more money

demarcation premium = (purchase price 1- purchase price 2)÷ (unit price 1- unit price 2), which is easy to calculate.

Examples are as follows:

The premium is 511%, the price of Qinglong crossing the sea is 2135, and the premium is 351%. The price of Qinglong crossing the sea is 1419, and the highest premium of the restaurant is 911%. Which financial management is more profitable?

calculation of demarcation premium

(2135× 5-1419× 3.5) ÷ (2135-1419) = 8.45557143

Of course, the premium is only one decimal place. We can know that above 851% premium, the former is more profitable, while below 851%, the latter is more profitable.

Advantages: For Mengxin, if the demarcation premium is calculated, the wealth management products can be replaced at the right time to maximize the income.

For bosses, demarcation premium can quickly locate the selling group and set a reasonable selling price.

PS: If the black market duty-free is opened, the demarcation premium will be multiplied by 1.8.