No, the credit information center on floor 0/9 of Taifeng International Plaza/KLOC-in Qingyang District, Chengdu is not a formal lending institution. This is an intermediary service. It claims to be able to handle bank loans, but it is actually an intermediary service. The company itself is not a loan company and is not qualified to lend. It is not reliable to be a qualified middleman and an intermediary loan. In addition to the loss of personal information, there are various arbitrary charges such as agency fees, packaging fees and bridge crossing fees, which are very unreliable. Credit refers to the form of value movement on the condition of repayment and interest payment. It usually includes credit activities such as bank deposits and loans. In a narrow sense, it only refers to bank loans, which is the same as "credit" in a broad sense.