1. Background of establishment of rural commercial bank:
Jiang Liming, director of the supervision department of cooperative financial institutions of China Banking Regulatory Commission, said that there will be no new rural cooperative banks, and all rural cooperative banks will be transformed into rural commercial banks. Cancel eligible rural credit cooperatives and encourage the reorganization and formation of rural commercial banks. On the premise of maintaining the overall stability of the legal person status of counties (cities), we will steadily promote the provincial reform, and gradually establish a new type of Federation and provincial association relationship with the property rights of grassroots legal persons as the link and equity as the link, and the actual interests of the same body as the constraint and supervision.
2. Other banks, card numbers and fees:
The data shows that there are nearly 3.4 billion magnetic stripe cards in the market that need to be replaced. The industry believes that changing the "core" charging standard requires further regulation by the regulatory authorities. Some banks charge consumers for transferring magnetic stripe cards to chip cards, which has caused heated debates. In this regard, the Consumers Association believes that the "core" of bank card replacement should be borne by the banks themselves.
At present, the bank charges the same for card replacement. IC cards of banks such as ICBC and Minsheng Bank are all exchanged for free. Most other banks generally exchange credit cards from 10 yuan to 20 yuan. There are also banks that say 40 yuan
4. ICBC is free of charge, and the account number of 9588,62208,62127 cannot be changed. Agricultural Bank of China will charge as much as 40 yuan for its first IC card before the end of this year, but the cost of the first IC card will be reduced by 80%. Before March 3 1, the magnetic stripe cards collected by Bank of China did not exceed that of 5 yuan. A new card is worth 5 yuan. The card number at the beginning of 6 cannot be changed, but the card number at the beginning of 4 needs to be changed. CCB's highest card in 40 yuan, Beijing Branch, does not cost money and does not guarantee the number. The card number at the beginning of 6 can be changed with the card number, and the card number at the beginning of 4 cannot be guaranteed. The production cost is not uniform in practice, but in fact, most of them do not charge production cost, and replace the same number card and damaged card.
5. Bank of Communications cards are limited to 20 yuan, ordinary cards and new IC cards are limited to 20 yuan. Free replacement or new card, such as ward card, bank financial card, salary card, salary card, gold card, etc. When changing cards, 17-digit cards cannot be insured, and 19-digit cards can be insured.
6. China Merchants Bank Max 10 yuan. There is no charge for replacing gold cards and above. Generally, it is also free to apply for an M+ card in Beijing. Different outlets will have corresponding cost reduction policies, such as card opening province 1000 yuan, and the cost can be reduced. You cannot change your card number. In China CITIC Bank, the highest in 20 yuan. Free 20 yuan for Puka, Gold Card 10 yuan, Platinum Card and above. You cannot change your card number. There is no handling fee for Minsheng Bank to reissue the card before July 20 15. UnionPay debit card, gold card, diamond card, merchant card, family card and salary financial card can all be replaced. However, UnionPay postal wealth management card does not support IC card.