The joint bank's current account and the joint bank's incoming account are used for joint bank accounts, mainly referring to provincial jurisdiction, and the nationwide system for clearing funds; outward remittances are a transitional part of the joint bank's current account. For this account, when an enterprise handles remittances, the bank debits the public deposit and credits the outward remittance; when the joint bank makes remittances, it debits the outward remittance and credits the joint bank's current account;. Intra-city bills are used to settle funds through local banks in the same city, and can be used to clear funds from banks in the same system and other systems.