Jingyou loan is a scam. The swindler said that he would give you a loan package and charge you a six-point handling fee (10,000 yuan 600). When you send them money, they will give you a withdrawal password. The withdrawal will not succeed, because your receipt card number has been changed by the liar. At this time, you will be threatened by thousands of certification fees. If you remit money to them, they will achieve their goal, and some people will even play tricks even more. Don't be cheated. If you are cheated, keep the evidence and go to the police. Don't be afraid!