If you apply for provident fund loans, the entrusting bank will generally issue loans to borrowers. The amount of this loan is generally not particularly high. Provident fund loans are relatively favorable, and the interest rate is generally lower than other commercial loans. What is the guide for Benxi to apply for provident fund loans? Net Bian Xiao compiled the following contents for your reference. 1. The legal time limit for Benxi to apply for provident fund loans is 5 working days. 2. Benxi's application for provident fund loan materials 1, bank card 2, commercial housing sales contract (pre-sale) 3, down payment invoice 4, statement 5, personal credit report 6, marriage certificate 7, household registration book 8, certificate of deposit in different places (provided by employees who deposit in different places) 9, commercial housing pre-sale permit 10, ID card1kloc Acceptance conditions for Benxi to apply for provident fund loans 1. The borrower or * * * and the borrower have paid the housing provident fund in full for more than 6 months, and the employees who have paid in other places have paid the housing provident fund in full for more than 0/2 months. 2. For the purchased real estate, the development enterprise has completed the access procedures for housing provident fund loans. 3. Within 6 months from the date when the buyer signs the commercial house sales contract. 4. The borrower and the borrower have no outstanding loans and guarantees (including commercial loans, online loans and credit cards). 5. The borrower and the borrower's personal credit report have not been overdue for three consecutive times in the past three years, with a cumulative record of six times. Iv. Legal basis for Benxi to apply for the acceptance of provident fund loans Article 26 Employees who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. Benxi's application for provident fund loans is a relatively preferential policy. At present, the housing accumulation fund in our country is only established in cities, and there is no housing accumulation fund system in rural areas. Institutions and state-owned enterprises pay the highest proportion of housing provident fund for employees. If you have any other questions, please visit the website for one-on-one legal consultation.