Yes, you can. Small loans that black households can borrow are Youth Wallet (version 3.4. 12), which provides borrowers with a loan amount of 500-2,000 yuan, with a maximum term of 30 days and a daily interest rate of 1.33%. As long as they are 18-35 years old, mainland citizens with stable jobs and incomes can get loans. As the name implies, Youth Wallet (version 3. 1. 12) is a loan slot for young people, and black households with bad credit can also get loans here.

Several softwares that black households can borrow money from.

1, credit blank (version 5.3.9)

Credit IOU is also one of the latest black-door loans in 20 17. This account can provide the borrower with the maximum amount of 10000 yuan without inquiring about credit information, with the daily interest rate of 0.09% and the longest term of 14 days. Borrowers don't have to have a good credit record, but they should be able to provide sesame credit.

2. Short-term loans at sight (version 9.3. 1)

Short-term loans are very powerful immediately. As long as the borrower has sesame credit, he can get a loan, with a maximum of 4,000 yuan, a minimum of 1 1,000 yuan and a maximum term of 2 1 day.

3. Cash Bus (Version 8.3.4)

Micro-credit loans, the amount is very small, the highest is only 1000 yuan, ultra-short-term micro-loans, black households can do, suitable for small partners who borrow money by the day.

4. Turn off the cow wallet (version 5.3. 1)

Small loans, as long as they are not too bad, are overdue every time. You can try this.

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First, how to repair the credit?

The so-called "credit information flower" means that there are too many inquiries about personal credit information reports. This query record generally refers to the "hard query" record. When we apply for a credit card or a loan, the organization will inquire about our personal credit status. This kind of institutional inquiry is called "hard inquiry", and the inquiry record of the individual credit report will be reflected in the credit report. If there are too many inquiry records, the credit report will be scrapped. Credit investigation takes a long time. Lending institutions will feel that users are under great economic pressure when conducting credit investigation. In order to avoid risks, they may refuse the loan application.

Second, how to restore personal credit information

1. Maintain quality records: maintain quality credit records for a long time after bad records appear.

2. Pay off the arrears quickly: return the corresponding arrears with bad records quickly. Non-malicious overdue, after paying off the arrears, you can contact the bank staff to explain the reasons, and the bank will issue a "non-malicious overdue" certificate to maintain a good credit record.

3. Do not cancel the credit card: Only by not canceling the card can a new credit record be provided for a long time, and the new record will overwrite the original bad record. According to the regulations of the bank, you can't apply for a mortgage if your credit card is overdue three times in a row and six times in two years. Some banks will also review the credit records for more than two years or stipulate that if they are overdue for more than 90 days at a time, they will not be eligible for loans.