In addition to basic medical insurance, Shenyang also has serious illness medical care, which can further increase the reimbursement amount. The fee is 132 yuan per year, and each unit and individual shall bear the 66 yuan, and retirees will be automatically deducted from their personal accounts. Qifubiaozhun of serious illness insurance is the highest payment limit of medical expenses paid by the overall fund, and the annual limit of serious illness insurance is 450,000 yuan. Employers can also establish supplementary medical insurance while participating in basic medical insurance and large medical expense subsidy insurance. The part of the supplementary medical insurance premium within 5% of the total wages shall be charged in the cost or expense.

Medical insurance identity are:

1, employee medical insurance; Medical insurance for urban workers is the most common, which is a compulsory social medical insurance system established by the state and society to provide basic protection for workers' medical needs;

2. Residents' medical insurance; Residents' medical insurance is relatively simple. Different from employee medical insurance, residents have the opportunity to enjoy medical insurance for life after reaching a certain number of years, but they pay a one-year fee and enjoy a one-year reimbursement treatment;

3. New rural cooperative medical system; The new rural cooperative medical insurance, also known as the new rural cooperative medical insurance, is organized, guided and supported by the government, and farmers voluntarily participate. The funds are raised by individuals, collectives and the government. It is a security product with serious illness as the main focus.

Medical insurance coverage:

1, reimbursement of basic medical insurance drugs: our country now divides drugs into three categories: A, B and C, of which A drugs are within the scope of medical insurance, so medical insurance can only reimburse A drugs, and B and C drugs cannot be reimbursed;

2. Reimbursement of basic medical service facilities: this reimbursement scope mainly refers to bed fees, first-aid bed fees, medical treatment fees, etc. Expenses incurred by the insured in the process of medical treatment and nursing in designated medical insurance institutions;

3. Reimbursement of basic medical insurance diagnosis and treatment items: it must be a safe and effective diagnosis and treatment item, and the charging standard shall be determined by the price department. Need to be treated in a designated medical institution.

To sum up, medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 26

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.