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Is the interest rate in Guazi.com high?
Is the interest rate of 1.Guazi.com high?

Tall! Because melon seeds are their own finances, financial companies are different from banks. At present, the interest rate of bank products in the used car market is generally 7%. Why is there a gap? Because the loan can add a certain rebate, it depends on the different products and whether the car dealer deceives the customer. Don't borrow money if you can buy a used car in full.

2. What is the down payment service fee for melon seeds used car in 40,000 installments?

Down payment service fee

3. How much interest does a melon seed loan cost 40,000 yuan? Is the quota given by melon seeds true?

The down payment ratio of loan products of melon seeds used car platform ranges from 0% to 30%, the monthly interest rate of loans ranges from 0.580% to 0.850%, and the annual interest rate is generally around 8%.

How much interest does a melon seed loan cost 40 thousand? The specific interest depends on the specific down payment ratio and the actual interest rate. Suppose the loan is 40,000 yuan, the down payment is 0%, the annual interest rate is 8%, and the annual interest is 3,200 yuan. Of course, this can only be used as a reference, and the actual situation should be based on the actual interest rate. 8% is just a general interest rate in a general sense.

Is the quota given by melon seeds true? Generally speaking, the self-test amount of melon seeds is only the result of entering the ID card and the bank, and then an order will appear, and there will be an available loan amount. The self-test limit is not necessarily accurate. The self-test quota is the pre-trial quota, which is generally 50,000. The actual loan amount depends on the amount after the data is filled in completely. The loan amount of melon seeds used car depends on the borrower's comprehensive credit and is closely related to the borrower's specific credit and repayment ability. For borrowers with good credit and strong repayment ability, the loan amount may reach more than 200,000 yuan.

Fourth, I saw the car on the used car app of melon seeds and didn't want to buy it. When I saw a loan limit test, I clicked in and tried it to see how much I could borrow.

No, when I called you, you said you didn't want it, you didn't need it, just do it. I just want to apply for a loan.