According to the understanding, the turnip bills main bank bills financial management, is a bank acceptance as the subject, the investment of financial investors through the turnip bills platform financial products to obtain the bank commitment to the expiry of the unconditional redemption of the payment vouchers. Simply put, under the legal attributes of bank acceptance, the safety of financial investors' investment will be completely guaranteed unless the bank goes bankrupt. Compared with other financial products with currency funds and stock funds as the underlying, the product underlying of turnip bills is bank acceptance bills, and such a nature determines that turnip bills financial platform is far ahead of other Internet financial industries in terms of security, and the security attribute of bills also accomplishes the innate advantage of turnip bills in terms of security of financial management, which is impossible to be achieved by other financial products no matter how much they try to do so. Just like the DNA of the extreme outstanding human beings, the brain and wisdom of the people who are born to be superior to the ordinary people decide that they are bound to be as bright as the stars in the rolling torrent of history, which is also the most powerful argument for the turnip note's "innate security".