There are only two channels for individuals to acquire wealth: selling resources or mastering capital.
1. An ordinary person: the resources he can sell = his own time+brain power+physical strength+(appearance)+risk, so ordinary people can only find a company to work, sell their own resources and gain wealth. However, everyone can sell the same resources, the same time and the same physical strength. In order to sell their own resources at a good price, they can only improve their spiritual resources. A common practice is reading, which is why parents want their children to study hard. Why is the starting salary of Tsinghua Peking University graduates generally higher than that of those with no education? But now the price difference of talent resources brought by diploma is getting smaller and smaller. There is no essential difference between an ordinary one-year student and a two-year student. On the contrary, the added value is not as high as that of a good man who studied excavators in Lan Xiang. This is because the former is large and the latter is small, and the relationship between supply and demand determines the price. Therefore, if you are just an ordinary person, you can either get high brain value through a diploma, or get your own brain added value through being good at thinking, being good at being a person and doing things. In addition, some people have another resource, that is, looks. If you are good-looking, excellent people can enter the entertainment circle, and generally you can get a lot of extra wealth in your daily marriage, work and life. But the appearance can only be slightly improved and cannot be fundamentally changed. Wang can't surpass Andy Lau in appearance, even though he is a fitness+maintenance+professional styling design, so he is a fool and Andy Lau is a thief. However, the appearance is not necessarily as beautiful as possible. Wang He's appearance is also an indispensable part of their success. All ordinary workers, white-collar workers, professional managers, and even Tang Jun, the "working emperor" of that year, are such people. Stars are also such people. The characteristic of this kind of people is limited wealth: many stars in bosom friend are sad to work three jobs to support their relatives, professional managers earn much, and retired stars are not as good as ordinary people. Of course, there is the last one that is not mentioned, that is, the risk of selling. If you are willing to take the risk of imprisonment and death to steal, rob and cheat, such as mixing triad societies, opening casinos, opening pornographic websites and conducting online fraud, your wealth will also increase, but the risks you take will also increase. There is a popular saying in Zhihu that "all the ways to make money are written in the criminal law".
2. Individuals with resources: resources that can be sold = resources that naturally belong to themselves. For example, if someone lives in a gold mine and digs for others, they can exchange wealth (this is not the case in China, no matter whether the resources in the sky or underground or in the water are state-owned, and the Daphne odora buried in your backyard will be turned over to the state if you sell the money); For another example, someone who lives in a dilapidated courtyard in the city center is born with location resources. As long as they are demolished, they can get a lot of wealth; For another example, a person is born the son of a celebrity, and his innate media attention is his resource; Or when a person becomes a leader through hard work, the power in his hands is the resources he can sell (almost all the acts of selling the power given by a third party are illegal), including the power given by the state to some state-owned enterprises to monopolize certain resources, such as the right to exploit coal and oil and the right to operate taxis. Officials in those days, coal bosses, and nouveau riche who are being demolished now all belong to this category. This kind of wealth, can be met but not sought, can only rely on luck. The characteristic of this kind of people is that the amount of wealth depends on the amount of resources they have: once the coal mine is lit, there will be no income, and once the officials retire, they will never get wealth again.
3. Capitalists: Mastering Capital What kind of society is the United States (think about China) actually? Many people will say capitalism, so why is it called capitalism? Why not call it "inequality" or "own marketism"? Because in such a society, "capital" is the standard to measure and decide everything. In ancient China, it was useless for you to have money. Officials can copy your property at any time. If you have money, you should pay bribes to power, buy officials and sell them. And as long as you have the power, even if you have no money, you can live a rich life and eat and drink, so this was the official standard at that time. In today's society, no matter what your power is, you still have to find ways to turn it into money. The director with a monthly income of 5,000 won't give you a seat on the crowded bus, but as long as you are willing to pay, the Cayenne will pick you up and the driver will run down to open the door for you. A company once said that it never does research and development, let those small companies in the market do it. If they succeed, they will spend money to buy it. If they don't sell it, they will spend money to dig up several cores of this company. This is capitalism. Of course, ignoring intellectual property rights is problematic. The correct way is to spend money on it. If you have 65438+ billion capital, you can spend10 million to hire the smartest people in this country, change your capital from 65438+ billion to 200 million, and you earn 90 million in bed. And all this, just because you have capital, you don't need to be smart, you don't need to have strength, you don't need to spend time, you don't need to be beautiful.
The subject's question: "Why is there a huge difference in money earned between people?" The third person earns more than the second person, and the second person earns more than 1. However, there is nothing pure in the world. There are few pure 1 people and pure third party clouds like migrant workers today. Many people have the above mixed characteristics. Because capitalists were eliminated in China after the founding of the People's Republic of China, few people in China were born with capital. Most of the third kind of people evolved from 1 or the second kind of people. For example, Ma Yun evolved from 1 middleman to the third person. Although this evolution is getting more and more difficult at present, it is not hopeless, because it will be more difficult in the future. This is the solidification of strata and the decrease of mobility between strata. The evolution from 1 human to the third human is a method that everyone is desperately exploring. Some people succeed, others fail. There are only two reasons: how smart your mind is+how much capital you have accumulated. You came up with an idea to improve your mobile phone, and you think this idea can make a lot of money. Then you have to ask yourself, do you have the money to run this idea? In the same way, Samsung Huawei can control more funds, hire better engineers and promote it better. Are you sure you don't want to reward these capital owners? Or is it a dead end that countless people have gone through? For example, if you do software development, will the angel ask you, "If you hear a fake, what will you do?" Walk better. You want to open a Taobao shop. Do you have capital promotion? Want to press the goods? If you sell one on Taobao, buy one on Alibaba, or you can't sell it at all. If you can sell it, those more powerful sellers can kill you with the same product pk in minutes. At the same time, it also answered another question: there are thousands of ways to make money. Why do you choose to work in a factory? -Life. The answer is: what can I do without work? You think you can make money by doing something else? A few years ago, I sneered at the crazy online delivery to make a lot of money. It is impossible to make much money in this industry without thresholds. You are willing to earn 1, 000 yuan to do it. Every minute, I'm looking for someone who earns 9000, and I'm looking for someone who earns 8000. Believe it or not. Finally, whether it's delivery or stall, whether it's selling China buns or engaging in IT, it will be pulled to the threshold of average income. Because it needs to learn and earn more; Express delivery is harder, earning less than IT, but still more than cleaning, that's all.
So how did you evolve from 1 to a third person? The first step is to accumulate capital. Whether you are willing to work or make your own products (some people think it is starting a business), you should complete the capital accumulation first. This is the most important step, and it's time to give full play to everyone's imagination and strength, such as setting up stalls, opening Taobao, making websites, making apps, speculating in stocks, purchasing overseas, opening design rooms, selling China buns, shooting kindergartens in Zhihu, and so on. There is no best, only better. In short, this step is to sell your network resources and see if you sell them. Learn more, even if it's not for the diploma. How hard it is, as long as it's not selling health.
The second step is to make good use of capital and make money with it. How to make money with capital? Ask you a question and you will understand. If your family runs a small restaurant, you can earn 1 10,000 a month, but you need a chef. Your cooking level is very high. If you are a chef, the monthly net profit of the hotel is 1 ten thousand. If you hire a chef, it will cost 8 thousand yuan a month, and the hotel will make a net profit of 2 thousand yuan. How do you choose?
Answer: please cook! In this way, as long as you can use the monthly interest loan of 1000 yuan to buy another hotel, that hotel can also make a net profit of 1000 yuan. (Supplement: The income of this restaurant is 2000 yuan, the interest is 1000 yuan, and the net profit is 1000 yuan. Please don't leave me a message if you are not good at math, okay? Zhihu and Weibo are on the same level. As for you, you only need to set up 100 hotels in this way, and you can make a net profit of 65438+ 10,000 every month. At this time, you are traveling abroad and become the third kind of person. Many people have been working, and it is easy to understand that they have not become the third kind of people. However, after the reform and opening up, many people still have no money, just because they are chefs, their sisters are waiters, and their mothers are in charge of cashier, that's all. Jing M.Guo stopped writing books and invested in movies instead. He changed from cooking to being a shopkeeper, so Han Han said, "One month's income in Beijing is equal to one year's income." . So, ask yourself how to become the third person in the future, just one sentence: "Don't cook by yourself, hire a chef."
Supplement 1: This example just wants to express a point qualitatively: if you can earn 1 yuan with capital, it is more in line with financial thinking than selling your own physical strength to earn 100 yuan.
However, this article does not teach you how to open a hotel, where to finance, what is your financing cost, whether the hotel can make a profit, the operating cost rises after the hotel expansion, and the professional managers are not well managed. Ask an expert. Do you want me to write a business plan for you?
If you really want to open a restaurant, letting your mother manage it can not only save costs, but also solve the employment problem of your family. Without professional managers' fraud, obviously you can complete capital accumulation faster. Or you are willing to adopt family management to achieve higher management efficiency when you grow up, which the author agrees with, but these are not the things to be said in this article.
Supplement 2:
In addition, intelligence and capital, if you only have one of them, remember, if you want to find someone who can cooperate with only the other, they are waiting for you!
And even people of the same type have different wealth. People who also sell their own labor or have the same capital have different mental and physical efforts and different gains. That is to say, two identical wage earners/Wang Sicong, one who is diligent in thinking and willing to work hard, and the other who plays games and sleeps all day, the former still has more wealth than the latter. However, compared with Wang Sicong, who plays games and sleeps, smart and hard-working wage earners just add to life.
Supplement 3:
Primitive accumulation is the most difficult, and few primitive accumulations are not bloody. Many friends left more than 13000 comments, and I couldn't reply to them one by one, but one comment impressed me the most. He commented:
Another doctor who doesn't prescribe medicine.
Hit the nail on the head. Because making money is a paradox, because in economics, except monopoly (note that monopoly in general is different from monopoly in economic sense), the equilibrium state of all enterprises is zero profit (in economic sense).
Therefore, any way to make money must be unbalanced. The important reason of imbalance is information asymmetry. To put it bluntly, one road is very profitable. If more people know, they will all squeeze through and stop making money.
In the 1980s, there was a famous man who couldn't find a job, so he had to take a camera to take pictures at the gate of the park. I didn't expect to carry a sack of money home on the first day, with tens of thousands of dollars. Entering ten thousand households overnight earns more than parents' salary of one hundred yuan a year. However, what about now?
Therefore, it is not reliable to give a solution. If there is a way, I will definitely go by myself. I have no energy to continue to participate in a company. But for everyone who wants to make money, the world is big enough. As long as the methodology is passed, you can apply it to your own small circle, focus on a small vertical field, and make a lot of money.